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undergraduate thesis
UGOVOR O KREDITU
Završni rad
2017. urn:nbn:hr:124:598329
Gudelj, Ante
University of Split
Faculty of economics Split

Cite this document

Gudelj, A. (2017). UGOVOR O KREDITU : Završni rad (Undergraduate thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:598329

Gudelj, Ante. "UGOVOR O KREDITU : Završni rad." Undergraduate thesis, University of Split, Faculty of economics Split, 2017. https://urn.nsk.hr/urn:nbn:hr:124:598329

Gudelj, Ante. "UGOVOR O KREDITU : Završni rad." Undergraduate thesis, University of Split, Faculty of economics Split, 2017. https://urn.nsk.hr/urn:nbn:hr:124:598329

Gudelj, A. (2017). 'UGOVOR O KREDITU : Završni rad', Undergraduate thesis, University of Split, Faculty of economics Split, accessed 06 April 2025, https://urn.nsk.hr/urn:nbn:hr:124:598329

Gudelj A. UGOVOR O KREDITU : Završni rad [Undergraduate thesis]. Split: University of Split, Faculty of economics Split; 2017 [cited 2025 April 06] Available at: https://urn.nsk.hr/urn:nbn:hr:124:598329

A. Gudelj, "UGOVOR O KREDITU : Završni rad", Undergraduate thesis, University of Split, Faculty of economics Split, Split, 2017. Available at: https://urn.nsk.hr/urn:nbn:hr:124:598329

Metadata
TitleUGOVOR O KREDITU : Završni rad
AuthorAnte Gudelj
MentorMarko Ivkošić (mentor)
MBZ: 266586
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2017-09, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
General Economy
Abstract
U ovom radu pokušalo se u kratkim crtama izvući najbitnije informacije o kreditu i kreditiranju općenito, s posebnim nalgaskom na ugovor o kreditu s pravnog aspekta kredita. U suvremenom gospodarstvu kreditiranje je neizostavan ivzor novca, kojim se nadomješta nedostatak vlastitog novca. Za kreditom posežu kako privatne, fizičke osobe, tako i pravne osobe tj. poslovni subjetki. Zbog velike brzine razvoja gospodarstva velik je optjecaj novca te samimm time i ponuda novca, što kredit čini sve... More dostupnijim. Ugovor o kreditu je formalno pravni posao koji mora biti sklopljen u pisanoj formi. Ugovor o kreditu treba razlikovati od ugovora o zajmu. Ugovor o kreditu nastao je iz ugovora o zajmu. Kredit je dvostrani odnos kod kojeg obje strane trebaju biti svjesne svojih obveza. Dužnik treba biti svjestan da je svoje obveze dužan ispuniti na vrijeme kako je i dogovoreno, a vjerovnik treba postupati kako je dogovoreno i ne smije imati nikakve skrivene namjere i prešutiti klijentu sve informacije koje su mu potrebne za donošenje prave odluke o ulasku u kreditni odnos. Dužnik je dužan vratiti posuđenu glavnicu uvećanu za određenu kamatu koja je utvrđena u sklopljenom ugovoru o kreditu. Postoje razne vrste kredita koje se dijele prema namjeni, prema zemlji podrijetla, prema ročnosti i sl. Kreditni odnos se može i raskinuti ako se dogode okolnosti koje su za to predviđene. Postoje i krediti s valutnim klauzulama, zbog kojih je se u RH dogodio i tzv. „Slučaj franak“. Less
Abstract (english)
In this paper, It has been tried in short lines to draw the most important information about credit and lending in general, with a special emphasis on credit agreement on the legal aspect of the loan. In the moder economy, lending is an inevitable source of money, replacing the lack of own money. Credit is provided for private, natural persons as well as by legal entities, ie buisness entities. Because of high speed of development of the economy, there is a large circulation of money, and... More the supply of money, which makes the loan more accessible. A credit agreement is a formal legal trancaction that must be concluded in writing form. Credit agreement shold differ from loan contract. Credit agreeement was created from a loan contract Credit is a two- way relationship whereby both parties nees to be aware of their obligations. The debtor shold be aware that his obligations are to be fuilfilled on time as agreed and the creditor shold act as agreed and must noc have any hidden intentions and confuse the client with all the information he needs to make the right decision on enterin a credit relationship. The debtor is obliged to retur the borrowed principal incrased for a certain interest determined in the concluded loan agreement. There are various type of loans that are divided by purpose, by contry of origin, by maturity, ect. A credit relationship can also be terminated if the circumstances foreseen for it occur. There are also loans with currency clauses, which in Croatia have caused the so-called „ The Cause of Frank“. Less
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:598329
Study programmeTitle: Business Studies
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2017-10-30 09:52:07
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