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master's thesis
KAPITALNE REZERVE ZA POKRIĆE BANKOVNIH RIZIKA
Diplomski rad
2018. urn:nbn:hr:124:062100
Bačić, Antonija
University of Split
Faculty of economics Split

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Bačić, A. (2018). KAPITALNE REZERVE ZA POKRIĆE BANKOVNIH RIZIKA : Diplomski rad (Master's thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:062100

Bačić, Antonija. "KAPITALNE REZERVE ZA POKRIĆE BANKOVNIH RIZIKA : Diplomski rad." Master's thesis, University of Split, Faculty of economics Split, 2018. https://urn.nsk.hr/urn:nbn:hr:124:062100

Bačić, Antonija. "KAPITALNE REZERVE ZA POKRIĆE BANKOVNIH RIZIKA : Diplomski rad." Master's thesis, University of Split, Faculty of economics Split, 2018. https://urn.nsk.hr/urn:nbn:hr:124:062100

Bačić, A. (2018). 'KAPITALNE REZERVE ZA POKRIĆE BANKOVNIH RIZIKA : Diplomski rad', Master's thesis, University of Split, Faculty of economics Split, accessed 01 December 2024, https://urn.nsk.hr/urn:nbn:hr:124:062100

Bačić A. KAPITALNE REZERVE ZA POKRIĆE BANKOVNIH RIZIKA : Diplomski rad [Master's thesis]. Split: University of Split, Faculty of economics Split; 2018 [cited 2024 December 01] Available at: https://urn.nsk.hr/urn:nbn:hr:124:062100

A. Bačić, "KAPITALNE REZERVE ZA POKRIĆE BANKOVNIH RIZIKA : Diplomski rad", Master's thesis, University of Split, Faculty of economics Split, Split, 2018. Available at: https://urn.nsk.hr/urn:nbn:hr:124:062100

Metadata
TitleKAPITALNE REZERVE ZA POKRIĆE BANKOVNIH RIZIKA : Diplomski rad
AuthorAntonija Bačić
MentorRoberto Ercegovac (mentor)
MBZ: 282031
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2018-09, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Tema rada je Kapitalne rezerve za pokriće bankovnih rizika. Kapital je nužan i značajan faktor i gotovo da nema ekonomskog fenomena koji podnosi toliku terminološku i sadržajnu vrijednost, a koji je tražen zbog stabilnosti i sigurnosti bankarskog sektora. Dakle, svaka banka mora držati dovoljno kapitala kako bi smanjila rizik deponenata i išla u susret svojim klijentima ili onima koji će to tek postati. Kapital banaka zadužen je za cijeli niz funkcija koje banci omogućavaju nesmetano poslovanje. Naglašava se analiza zadovoljenja kapitalnih zahtjeva hrvatskih banaka i daje se usporedba sa bankarskim sektorom u EU. Glavni cilj analize je istražiti povećava li se zaštitni sloj kapitala banaka pod utjecajem rizika, a u ovom radu se prikazuju grafički prikazi, te se prezentiraju rezultati statičke panel analize. Empirijskim istraživanjem utvrdili smo statistički značajan ali negativan utjecaj neto troškova rezervacija na zaštitni sloj kapitala. što znači da rizičnije banke smanjuju kapital odnosno što je neto trošak rezervacija veći to ujedno ima utjecaj na smanjenje zaštitnog sloja kapitala.
Abstract (english)
The topic of this study is Capital Reserves to Cove bankig Risks. Capital is essential and significant factor required for the stability and security of the banking sector. Among all existing economic phenomena, capital is one of the few that encompasses such a terminological and content value. Therefore, each bank must hold wnough capital to reduce the depositor's risk and to meet the needs of its present and future clients. The bank capital is responsible for the full range of functions enabling the bank to operate efficiently. This study emphasizes the analysis of the satisafciton of capital requrements of Croatian banks, compared with the banking sector in the EU. The general aim of the analysis is to investigate whether the protection layers of risk capital increases under the influence of risk. In this paper the results of the research are presented grafhically, together with the results of panel data analysis. Empirical reaserch revaled a statistically significant but negative impact of the net cost of risk on the capital buffer, which means that riskier banks reduce their capital, i.e. the higher the net cost of risk, the more it impacts the reducation of the buffers.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:062100
Study programmeTitle: Business Studies
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2018-11-20 10:58:09