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master's thesis
ANALIZA PRIHODA I PROFITABILNOSTI KREDITNIH INSTITUCIJA U REPUBLICI HRVATSKOJ
Diplomski rad
2019. urn:nbn:hr:124:740370
Bušić, Željko
University of Split
Faculty of economics Split

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Bušić, Ž. (2019). ANALIZA PRIHODA I PROFITABILNOSTI KREDITNIH INSTITUCIJA U REPUBLICI HRVATSKOJ : Diplomski rad (Master's thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:740370

Bušić, Željko. "ANALIZA PRIHODA I PROFITABILNOSTI KREDITNIH INSTITUCIJA U REPUBLICI HRVATSKOJ : Diplomski rad." Master's thesis, University of Split, Faculty of economics Split, 2019. https://urn.nsk.hr/urn:nbn:hr:124:740370

Bušić, Željko. "ANALIZA PRIHODA I PROFITABILNOSTI KREDITNIH INSTITUCIJA U REPUBLICI HRVATSKOJ : Diplomski rad." Master's thesis, University of Split, Faculty of economics Split, 2019. https://urn.nsk.hr/urn:nbn:hr:124:740370

Bušić, Ž. (2019). 'ANALIZA PRIHODA I PROFITABILNOSTI KREDITNIH INSTITUCIJA U REPUBLICI HRVATSKOJ : Diplomski rad', Master's thesis, University of Split, Faculty of economics Split, accessed 24 December 2024, https://urn.nsk.hr/urn:nbn:hr:124:740370

Bušić Ž. ANALIZA PRIHODA I PROFITABILNOSTI KREDITNIH INSTITUCIJA U REPUBLICI HRVATSKOJ : Diplomski rad [Master's thesis]. Split: University of Split, Faculty of economics Split; 2019 [cited 2024 December 24] Available at: https://urn.nsk.hr/urn:nbn:hr:124:740370

Ž. Bušić, "ANALIZA PRIHODA I PROFITABILNOSTI KREDITNIH INSTITUCIJA U REPUBLICI HRVATSKOJ : Diplomski rad", Master's thesis, University of Split, Faculty of economics Split, Split, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:124:740370

Metadata
TitleANALIZA PRIHODA I PROFITABILNOSTI KREDITNIH INSTITUCIJA U REPUBLICI HRVATSKOJ : Diplomski rad
AuthorŽeljko Bušić
MentorIvica Filipović (mentor)
MBZ: 292690
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2019-09, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Accounting
Abstract
U diplomskom radu je napravljena analiza posljedica pada kamatnih stopa na poslovanje banaka. Pad kamatnih stopa odražava se i na financijski rezultat poslovanja. Postavljene su tri hipoteze. Prvom hipotezom se pretpostavilo da zbog trenda pada kamatnih stopa u Europskoj uniji dolazi do pada udjela kamatnih prihoda u ukupnim prihodima financijskih institucija. Hipoteza je dokazana kao istinita. Dugom hipotezom je pretpostavljeno da pad kamatnih prihoda uzrokuje pad profitabilnosti financijskih institucija mjerene financijskim pokazateljima ROA, ROE te neto profitne marže. Hipoteza se prihvatila kao djelomično istinita. Trećom hipotezom je pretpostavljeno da male banke ostvaruju veće kamatne prihode po jedinici kredita u odnosu na velike banke. Došlo se do zaključka da velike banke imaju manji udio kamatnih prihoda u ukupnim prihodima, dok s druge strane posluju uspješnije.
Abstract (english)
The graduation thesis analyzes the consequences of falling interest rates on bank operations. The fall in interest rates also reflects on the financial performance of the business. Three hypotheses have been established. Underlying assumption for the first hypothesis was that, due to the downward trend of the interest rates in the European Union, share of interest income in total income of financial institutions is in decline. The hypothesis has been proven to be true. In second hypothesis it was assumed that a decrease in interest income causes decline in profitability of financial institutions measured by ROA, ROE and net profit margins. The hypothesis was accepted as partially true. Assumption behind the third hypothesis was that small banks have higher interest rates per unit of credit than large banks. It was concluded that large banks have a lower share of interest income in total revenues while, on the other hand, they were operating more successful.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:740370
Study programmeTitle: Business Studies
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2019-10-29 09:05:19