In this final paper contributions to the retirement fund in the Republic of Croatia were analysed. The types of contributions in Croatia are compulsory retirement contributions based on generational solidarity, compulsory health insurance contributions, compulsory unemployment insurance contributions, and compulsory retirement contributions based on individual capitalized savings.The broad discussion was triggered by the introduction of an individual capitalized savings retirement scheme to protect policyholders from the various risks associated with the capital market. A member of this fund can be any person who has to have a residence in Croatia, regardless of his or her employment, age, gender. The funds paid into the fund continue to be invested in the market, and in that way it generates profit. In 1999, retirement reform began in Croatia, which was implemented in two phases. In the first phase, the aim was to make the existing retirement system of intergenerational solidarity sustainable. In addition, several laws have beenmade to regulate changes in the retirement system. Emigration of the young population in search for better life is stated as a problem, because it contribues to downgrading of retirement system of our country and its sustainability. The retirement age increases every year. Based on the analyzed data, the author concludes that the collapse of the retirement system in the Republic of Croatia is an extremely unfavorable trend. Great progress has been made in accelerating Croatia's social and economic prosperity.