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master's thesis
PROCJENA KREDITNE SPOSOBNOSTI I ODOBRAVANJE KREDITA PODUZETNICIMA NA PRIMJERU IMEX BANKE D.D.
Diplomski rad
2021. urn:nbn:hr:124:027405
Čalo, Marta
University of Split
Faculty of economics Split

Cite this document

Čalo, M. (2021). PROCJENA KREDITNE SPOSOBNOSTI I ODOBRAVANJE KREDITA PODUZETNICIMA NA PRIMJERU IMEX BANKE D.D. : Diplomski rad (Master's thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:027405

Čalo, Marta. "PROCJENA KREDITNE SPOSOBNOSTI I ODOBRAVANJE KREDITA PODUZETNICIMA NA PRIMJERU IMEX BANKE D.D. : Diplomski rad." Master's thesis, University of Split, Faculty of economics Split, 2021. https://urn.nsk.hr/urn:nbn:hr:124:027405

Čalo, Marta. "PROCJENA KREDITNE SPOSOBNOSTI I ODOBRAVANJE KREDITA PODUZETNICIMA NA PRIMJERU IMEX BANKE D.D. : Diplomski rad." Master's thesis, University of Split, Faculty of economics Split, 2021. https://urn.nsk.hr/urn:nbn:hr:124:027405

Čalo, M. (2021). 'PROCJENA KREDITNE SPOSOBNOSTI I ODOBRAVANJE KREDITA PODUZETNICIMA NA PRIMJERU IMEX BANKE D.D. : Diplomski rad', Master's thesis, University of Split, Faculty of economics Split, accessed 31 January 2025, https://urn.nsk.hr/urn:nbn:hr:124:027405

Čalo M. PROCJENA KREDITNE SPOSOBNOSTI I ODOBRAVANJE KREDITA PODUZETNICIMA NA PRIMJERU IMEX BANKE D.D. : Diplomski rad [Master's thesis]. Split: University of Split, Faculty of economics Split; 2021 [cited 2025 January 31] Available at: https://urn.nsk.hr/urn:nbn:hr:124:027405

M. Čalo, "PROCJENA KREDITNE SPOSOBNOSTI I ODOBRAVANJE KREDITA PODUZETNICIMA NA PRIMJERU IMEX BANKE D.D. : Diplomski rad", Master's thesis, University of Split, Faculty of economics Split, Split, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:124:027405

Metadata
TitlePROCJENA KREDITNE SPOSOBNOSTI I ODOBRAVANJE KREDITA PODUZETNICIMA NA PRIMJERU IMEX BANKE D.D. : Diplomski rad
AuthorMarta Čalo
MentorLjiljana Vidučić (mentor)
MBZ: 064714
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2021-09, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Kreditna aktivnost je jedan od bitnih elemenata bankarskog poslovanja koji je ključan za opstanak banke i uspješnost njezina poslovanja. Banka uzima na raspolaganje tuđa sredstva, što od nje traži dodatnu odgovornost u raspolaganju tim sredstvima. Pravilno raspolagati tuđim kapitalom znači i ˝znati odobriti kredit˝. To zahtjeva posjedovanje potrebnih znanja te profesionalnih ljudi koji će to znanje prenijeti u praksu. Na taj se način mogu ispuniti upravljački ciljevi uspješnosti u poslovanju i vlasnički ciljevi zarade. U ovom radu objašnjeni su pojmovi financiranja, kredita, te opisana su obilježja i uloge svih oblika kreditiranja kao i uvjeti i kreditne sposobnosti koje koristi Imex banka. Iznesene su teorijske postavke o kreditnom riziku, kao i tradicionalni te suvremeni načini procjene kreditne sposobnosti. Nadalje, u empirijskom dijelu rada pomoću metode intervjua prikazan je cjelokupan proces kreditne aktivnosti Imex banke, od zaprimanja obrasca kreditnog zahtjeva i ostale dokumentacije do donošenja odluke o odobravanju ili odbijanju kreditnog zahtjeva.
Abstract (english)
Credit activity is one of the key elements in banking business,and also a main factor for bank survival and the success of its business. The Bank takes in disposition other's resources, which requires additional responsibility for the funds. Proper dipose of someone else's capital also means to "know how to approve a credit". This requires the possession of the necessary knowledge and professional people who will transfer that knowledge into practice. This way, it's possible to fulfill the management goals of business success and ownership earnings goals in its full capacity. This thesis explains the terms of financing, loans, and describes the features and roles of all forms of lending as well as the conditions and creditworthiness used by Imex Bank. Theoretical assumptions about credit risk are presented, as well as traditional and modern ways of assessing creditworthiness. Furthermore, the empirical part of the paper uses interview methods to show the entire process of Imex banka's credit activities, from receiving the loan application form and other documentation to making decisions on approving or rejecting the loan application.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:027405
Study programmeTitle: Business Studies
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2021-10-26 12:58:42