prikaz prve stranice dokumenta STAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D.
Access restricted to students and staff of home institution
master's thesis
STAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D.
Završni rad
2020. urn:nbn:hr:124:166903
Popović, Martina
University of Split
Faculty of economics Split

Cite this document

Popović, M. (2020). STAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D. : Završni rad (Master's thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:166903

Popović, Martina. "STAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D. : Završni rad." Master's thesis, University of Split, Faculty of economics Split, 2020. https://urn.nsk.hr/urn:nbn:hr:124:166903

Popović, Martina. "STAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D. : Završni rad." Master's thesis, University of Split, Faculty of economics Split, 2020. https://urn.nsk.hr/urn:nbn:hr:124:166903

Popović, M. (2020). 'STAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D. : Završni rad', Master's thesis, University of Split, Faculty of economics Split, accessed 08 November 2024, https://urn.nsk.hr/urn:nbn:hr:124:166903

Popović M. STAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D. : Završni rad [Master's thesis]. Split: University of Split, Faculty of economics Split; 2020 [cited 2024 November 08] Available at: https://urn.nsk.hr/urn:nbn:hr:124:166903

M. Popović, "STAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D. : Završni rad", Master's thesis, University of Split, Faculty of economics Split, Split, 2020. Available at: https://urn.nsk.hr/urn:nbn:hr:124:166903

Metadata
TitleSTAMBENA ŠTEDNJA I STAMBENI KREDITI NA PRIMJERU RAIFFEISEN STAMBENE ŠTEDIONICE D.D. : Završni rad
AuthorMartina Popović
MentorMarijana Ćurak (mentor)
MBZ: 214755
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2020-09, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
U ovom završnom radu istraživala se ponuda stambene štednje te pripadajućih stambenih kredita kod stambenih štedionica u Republici Hrvatskoj pa se donio zaključak da je najisplativije imati stambenu štednju kao i najpovoljniji stambeni kredit kod PBZ stambene štedionice d.d. Nadalje, uspoređivala se stambena štednja i stambeni kredit kod Raiffeisen stambene štedionice d.d. i Raiffeisen banke d.d. Unatoč jednakim kamatnim stopama na stambenu štednju donesen je zaključak da će se ostvariti veća ušteđevina kod Raiffeisen stambene štedionice d.d. jer štediša ima pravo na državna poticajna sredstva te nakon isteka ugovora nije dužan namjenski koristiti ušteđena sredstva dok kod banke ne vrijede takva pravila. Što se tiče stambenog kredita, kod Raiffeisen stambene štedionice je fiksna kamatna stopa te štediša ima veću sigurnost za vrijeme otplate kredita.
Abstract (english)
In this final paper, the offer of housing savings and related housing loans in housing savings banks in the Republic of Croatia was analysed, and it was concluded that it is most profitable to have housing savings as well as the most favorable housing loan in PBZ Housing Savings plc. Furthermore, housing savings and housing loan in Raiffeisen Housing Savings plc. and Raiffeisen Bank plc. were compared. Despite the equal interest rates on housing savings, it was concluded that higher savings will be realized with Raiffeisen Housing Savings plc. because the saver is entitled to state incentive funds and after the expiration of the contract saver is not obliged to purposefully use the saved funds, but such rules do not apply to the bank. Housing loan of Raiffeisen Housing Savings plc. has a fixed interest rate and the saver has greater security during loan repayment.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:166903
Study programmeTitle: GRADUATE PROFESSIONAL PROGRAMME IN MANAGEMENT; specializations in: Project management, Financial and tax management, Accounting and revision, Tax management, Accounitng
Course: Accounting and revision
Study programme type: professional
Study level: specialist graduate
Academic / professional title: stručni/a specijalist/specijalistica ekonomije (stručni/a specijalist/specijalistica ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2020-10-13 10:33:41