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master's thesis
KREDITNO FINANCIRANJE PODUZEĆA U REPUBLICI HRVATSKOJ
Završni rad
2020. urn:nbn:hr:124:568269
Topić, Duje
University of Split
Faculty of economics Split

Cite this document

Topić, D. (2020). KREDITNO FINANCIRANJE PODUZEĆA U REPUBLICI HRVATSKOJ : Završni rad (Master's thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:568269

Topić, Duje. "KREDITNO FINANCIRANJE PODUZEĆA U REPUBLICI HRVATSKOJ : Završni rad." Master's thesis, University of Split, Faculty of economics Split, 2020. https://urn.nsk.hr/urn:nbn:hr:124:568269

Topić, Duje. "KREDITNO FINANCIRANJE PODUZEĆA U REPUBLICI HRVATSKOJ : Završni rad." Master's thesis, University of Split, Faculty of economics Split, 2020. https://urn.nsk.hr/urn:nbn:hr:124:568269

Topić, D. (2020). 'KREDITNO FINANCIRANJE PODUZEĆA U REPUBLICI HRVATSKOJ : Završni rad', Master's thesis, University of Split, Faculty of economics Split, accessed 09 November 2024, https://urn.nsk.hr/urn:nbn:hr:124:568269

Topić D. KREDITNO FINANCIRANJE PODUZEĆA U REPUBLICI HRVATSKOJ : Završni rad [Master's thesis]. Split: University of Split, Faculty of economics Split; 2020 [cited 2024 November 09] Available at: https://urn.nsk.hr/urn:nbn:hr:124:568269

D. Topić, "KREDITNO FINANCIRANJE PODUZEĆA U REPUBLICI HRVATSKOJ : Završni rad", Master's thesis, University of Split, Faculty of economics Split, Split, 2020. Available at: https://urn.nsk.hr/urn:nbn:hr:124:568269

Metadata
TitleKREDITNO FINANCIRANJE PODUZEĆA U REPUBLICI HRVATSKOJ : Završni rad
AuthorDuje Topić
MentorMarijana Ćurak (mentor)
MBZ: 214755
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2020-10, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
U radu je analizirano kreditno financiranje poduzeća u Republici Hrvatskoj i proces kreditnog financiranja. Na temelju istraživanja, možemo zaključiti da je dostupnost bankarskih kredita poduzećima sve lošija te da bi banke trebale razmisliti o promjeni kreditne politike te olakšati proces kreditiranja prema poduzećima jer su poduzeća pokretač svakog gospodarstva. Iz prezentiranih uvjeta i dokumentacije za ostvarenje kreditnog financiranja koju je potrebno prikupiti, vidljivo je da je postupak apliciranja i odobravanja kredita „dosta dug i spor“ na što ukazuje veliki broj poduzetnika u Republici Hrvatskoj. Na temelju podataka poduzeća „Poliklinika“ izrađen je poslovni plan iz kojeg je vidljivo da je poduzeće zadovoljilo financijske pokazatelje iz priloženih financijskih izvješća i nefinancijske pokazatelje prema banci ( nema poreznog duga, uredna isplata plaća, dosadašnja uredna komunikacija s bankom, nema blokada niti sudskih sporova) te je poduzeće odobren traženi investicijski kredit na rok od 5 godina.
Abstract (english)
The work analyzes the credit financing of companies in the Republic of Croatia and the credit financing process. Based on the research, we can conclude that the availability of bank loans to companies is deteriorating and that banks should consider changing their credit policy and facilitate the process of lending to companies because companies are the driver of any economy. From the presented conditions and documentation for the realization of credit financing that needs to be collected, it is evident that the process of applying for and approving a loan is "quite long and slow", as indicated by a large number of entrepreneurs in the Republic of Croatia. Based on the data of the company "Poliklinika", a business plan was made which shows that the company has met the financial indicators from the attached financial statements and non-financial indicators to the bank (no tax debt, regular payment of salaries, proper communication with the bank, no blockades or litigation ) and the company was granted the requested investment loan for a period of 5 years.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:568269
Study programmeTitle: GRADUATE PROFESSIONAL PROGRAMME IN MANAGEMENT; specializations in: Project management, Financial and tax management, Accounting and revision, Tax management, Accounitng
Course: Financial and tax management
Study programme type: professional
Study level: specialist graduate
Academic / professional title: stručni/a specijalist/specijalistica ekonomije (stručni/a specijalist/specijalistica ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2020-12-04 12:54:20