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master's thesis
DETERMINANTE PROFITABILNOSTI DRUŠTAVA ZA NEŽIVOTNO OSIGURANJE U IZABRANIM ZEMLJAMA JUGOISTOČNE EUROPE
diplomski rad
2022. urn:nbn:hr:124:517548
Tepeh, Marina
University of Split
Faculty of economics Split

Cite this document

Tepeh, M. (2022). DETERMINANTE PROFITABILNOSTI DRUŠTAVA ZA NEŽIVOTNO OSIGURANJE U IZABRANIM ZEMLJAMA JUGOISTOČNE EUROPE : diplomski rad (Master's thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:517548

Tepeh, Marina. "DETERMINANTE PROFITABILNOSTI DRUŠTAVA ZA NEŽIVOTNO OSIGURANJE U IZABRANIM ZEMLJAMA JUGOISTOČNE EUROPE : diplomski rad." Master's thesis, University of Split, Faculty of economics Split, 2022. https://urn.nsk.hr/urn:nbn:hr:124:517548

Tepeh, Marina. "DETERMINANTE PROFITABILNOSTI DRUŠTAVA ZA NEŽIVOTNO OSIGURANJE U IZABRANIM ZEMLJAMA JUGOISTOČNE EUROPE : diplomski rad." Master's thesis, University of Split, Faculty of economics Split, 2022. https://urn.nsk.hr/urn:nbn:hr:124:517548

Tepeh, M. (2022). 'DETERMINANTE PROFITABILNOSTI DRUŠTAVA ZA NEŽIVOTNO OSIGURANJE U IZABRANIM ZEMLJAMA JUGOISTOČNE EUROPE : diplomski rad', Master's thesis, University of Split, Faculty of economics Split, accessed 29 November 2024, https://urn.nsk.hr/urn:nbn:hr:124:517548

Tepeh M. DETERMINANTE PROFITABILNOSTI DRUŠTAVA ZA NEŽIVOTNO OSIGURANJE U IZABRANIM ZEMLJAMA JUGOISTOČNE EUROPE : diplomski rad [Master's thesis]. Split: University of Split, Faculty of economics Split; 2022 [cited 2024 November 29] Available at: https://urn.nsk.hr/urn:nbn:hr:124:517548

M. Tepeh, "DETERMINANTE PROFITABILNOSTI DRUŠTAVA ZA NEŽIVOTNO OSIGURANJE U IZABRANIM ZEMLJAMA JUGOISTOČNE EUROPE : diplomski rad", Master's thesis, University of Split, Faculty of economics Split, Split, 2022. Available at: https://urn.nsk.hr/urn:nbn:hr:124:517548

Metadata
TitleDETERMINANTE PROFITABILNOSTI DRUŠTAVA ZA NEŽIVOTNO OSIGURANJE U IZABRANIM ZEMLJAMA JUGOISTOČNE EUROPE : diplomski rad
AuthorMarina Tepeh
MentorMarijana Ćurak (mentor)
MBZ: 214755
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2022-02, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Cilj ovog diplomskog rada bio je odrediti mikroekonomske i makroekonomske determinate profitabilnosti društava za neživotno osiguranje u izabranim zemljama Jugoistočne Europe u vremenskom razdoblju od 2012. do 2020. godine. Mikroekonomske odrednice obuhvaćene istraživanjem su veličina, starost, razina reosiguranja, razina zaduženosti, kombinirani pokazatelj, vlasnička struktura, stupanj diversifikacije i tržišni udio društava za osiguranje. Makroekonomske odrednice uključene u istraživanje su stopa rasta bruto domaćeg proizvoda i inflacija. Kako bi se ispitao utjecaj navedenih faktora na profitabilnost društava za osiguranje, provela se dinamička panel analiza podataka s Arellano–Bondovim procjeniteljem u dva koraka. Rezultati istraživanja pokazali su da starost društava, razina reosiguranja i inflacija pozitivno utječu na profitabilnost društava, dok veličina društva, razina zaduženosti i kombinirani pokazatelj imaju negativan utjecaj. Osim toga, domaća društva za osiguranje pokazuju bolje financijske performanse u odnosu na osiguratelje u stranom vlasništvu.
Abstract (english)
The purpose of this thesis was to determine the microeconomic and macroeconomic determinants of profitability of non-life insurance companies in selected countries of Southeast Europe in the period from 2012 to 2020. Microeconomic determinants covered by research are size, age, reinsurance, leverage, combined ratio, ownership, diversification and market share of insurance companies. Macroeconomic determinants included in research are GDP growth and inflation. Two-step Arellano–Bond estimator was used to analyze the impact of these determinants on profitability of insurance companies. The results of the research showed that age, reinsurance and inflation have a positive impact on insurance companies' profitability, while size, leverage and combined ratio have negative impact. Besides that, domestically owned insurance companies show better financial performance than foreign owned insurance companies.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:517548
Study programmeTitle: Business Studies
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2022-09-12 12:38:20