Small and medium-sized enterprises (SMEs) are the drivers of every economy and make a big part in employment, total revenue and exports. For an adequate SME business, it is crucial to raise enough capital, but because of their size SMEs have problems accessing different sources of funding. Apart from the problem of financing companies, they also face numerous other limitations in their establishment and business. The aim of this study was based on the collected literature and researches through a survey questionnaire conducted by small entrepreneurs of the Splitsko-Dalmatinska County to investigate which sources of financing the enterprises use and how small and medium entrepreneurs are familiar with available forms of stimulated sources of funding and their use. The research was, for the sake of circumstance, carried out on a small sample of 19 companies, namely 13 micro enterprises and 6 small companies. The results of the research prove that selected companies are using much more inward sources of funding than external sources. Furthermore, entrepreneurs are not satisfied with lending conditions and negotiating positions with banks and other financial institutions. Finally, the survey questionnaire showed that entrepreneurs of the Split-Dalmatia County were extremely badly informed about the use of available sources of funding both national and EU funds. Excel and SPSS were used for statistical analysis, and the results analysis was made through tabular and graphical presentation of the data.