The problem facing the Republic of Croatia is that it will benefit more from the costs of introducing the euro as a national value and an association of monetary union. And why, when the numerous positive effects of the introduction of some countries are shown, "Denmark, Sweden, Poland, the Czech Republic and Hungary" do not introduce the euro as a national value as such. Our goal is to impartially present the positive and negative sides of the euro, the history of each country since joining the European Union and where they are today on the path to the introduction of the euro, the data collected to show the views of citizens and their governments. Let us take into account the current global financial situation that it is constantly changing, so the opportunities and attitudes needed to meet the convergence criteria are also changing. The results tell us that all countries in the next few years could meet all the convergence criteria, including membership in ERMII, and replace the national value with the euro, with the support of their citizens. The advantages that the euro brings greatly overshadow the disadvantages. Considering that the Republic of Croatia is: a small, open country, with a high level of euroization, the vast majority of loans, as well as savings are in euros, and therefore the mere exchange of value to citizens would not be a problem. Eliminating value and banking crises, improving competitiveness and lowering the interest rate gap against the euro area average would have a strong impact on economic development. Therefore, the introduction of the euro in Croatia is the only rational path towards integration with the monetary union. Whether the Republic of Croatia will become a member of the euro area and take advantage of the benefits that come with it, we cannot know for sure. The current pandemic has seriously affected the economy and set back expectations for accession. In any case, the adoption of the Eurostrategy is the first step towards a more serious consideration of the introduction of the euro.