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undergraduate thesis
KOMPARATIVNA ANALIZA STAMBENI KREDITI U ODABRANIM BANKAMA U REPUBLICI HRVATSKOJ
Završni rad
2019. urn:nbn:hr:124:016473
Galić, Bruno
University of Split
Faculty of economics Split

Cite this document

Galić, B. (2019). KOMPARATIVNA ANALIZA STAMBENI KREDITI U ODABRANIM BANKAMA U REPUBLICI HRVATSKOJ : Završni rad (Undergraduate thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:016473

Galić, Bruno. "KOMPARATIVNA ANALIZA STAMBENI KREDITI U ODABRANIM BANKAMA U REPUBLICI HRVATSKOJ : Završni rad." Undergraduate thesis, University of Split, Faculty of economics Split, 2019. https://urn.nsk.hr/urn:nbn:hr:124:016473

Galić, Bruno. "KOMPARATIVNA ANALIZA STAMBENI KREDITI U ODABRANIM BANKAMA U REPUBLICI HRVATSKOJ : Završni rad." Undergraduate thesis, University of Split, Faculty of economics Split, 2019. https://urn.nsk.hr/urn:nbn:hr:124:016473

Galić, B. (2019). 'KOMPARATIVNA ANALIZA STAMBENI KREDITI U ODABRANIM BANKAMA U REPUBLICI HRVATSKOJ : Završni rad', Undergraduate thesis, University of Split, Faculty of economics Split, accessed 28 October 2024, https://urn.nsk.hr/urn:nbn:hr:124:016473

Galić B. KOMPARATIVNA ANALIZA STAMBENI KREDITI U ODABRANIM BANKAMA U REPUBLICI HRVATSKOJ : Završni rad [Undergraduate thesis]. Split: University of Split, Faculty of economics Split; 2019 [cited 2024 October 28] Available at: https://urn.nsk.hr/urn:nbn:hr:124:016473

B. Galić, "KOMPARATIVNA ANALIZA STAMBENI KREDITI U ODABRANIM BANKAMA U REPUBLICI HRVATSKOJ : Završni rad", Undergraduate thesis, University of Split, Faculty of economics Split, Split, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:124:016473

Metadata
TitleKOMPARATIVNA ANALIZA STAMBENI KREDITI U ODABRANIM BANKAMA U REPUBLICI HRVATSKOJ : Završni rad
AuthorBruno Galić
MentorBranka Marasović (mentor)
MBZ: 274327
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2019-06, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Quantitative Economics
Abstract
Cilj ovog rada je bila komparativna analiza stambenih kredita koje nude banke na hrvatskom tržištu. Posljednjih godina raste potražnja za stambenim kreditima zbog sve jeftinijih uvjeta kreditiranja. Analizirani krediti su u HRK zbog smanjenja tečajnih rizika. Za ostvarenje cilja, korištene su metode: analize, sinteze, komparacije kao i modeli i metode iz područja financijske matematike. Uz navedene metode, korišteni su i grafički i tablični pokazatelji. Analiza je provedena na stambenim kreditima: Zagrebačke banke, Privredne banke Zagreb, Raiffeisen banke, Hrvatske poštanske banke te OTP banke. Uvjeti kreditiranja ne odstupaju previše među bankama. Ono što čini razliku je visina kamatne stope. Sve opcije su prikazane otplatnim tablicama te kao najjeftinija opcija se pokazala OTP banka. Važno je naglasiti da je istraživanje provedeno uz fiksnu kamatnu stopu, te da prilikom promjenjive kamatne stope, rezultati mogu varirati. Svaki korisnik bi se trebao informirati prije uzimanja kredita te prilagoditi uvjete sukladno svojim mogućnostima.
Abstract (english)
The main purpose of this work was comparative analysis of housing loans which offers banks on Croatian financial market. In last few years demand is in increasing because of cheaper conditions of loaning. Analyzed loans are in HRK because of reduction of exchange rate fluctuations. In achievement of main purpose were used methods of analyses, synthesis, comparison, and methods from financial math. Besides these methods, also were used graphic and table displays. In analyses 5 banks take a part: Zagrebačka bank, PBZ, RBA, HPB and OTP bank. Loan conditions are similar between these banks. What makes difference is interest rate. All options are shown in repayment tables and the cheapest option is OTP bank. It is important to emphasis that research is carry out in case of fixed interest rate and in case of variable interest rate, results can be different. Every user of housing loans should inform before taking loan and adjust conditions according to his possibilities.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:016473
Study programmeTitle: Business Studies
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2020-01-22 10:50:10